Terms of use

Personal financial intelligence

The Family Ledger is a private information and decision-support tool. It is not a broker, investment adviser, bank, custodian or tax adviser.

No automatic transactions

The service is read-only. Recommendations require independent judgment and cannot initiate trades, transfers, pledges, loans, margin or derivatives activity.

Data accuracy

Values extracted from emails and documents may contain errors. Material decisions should be checked against original statements and official provider records.

Authorised use

Only authorised owners may access the private dashboard or connect financial accounts. Access must not be shared or used to process another person’s information without authority.